Home Rehabilitation and Repair Resources

0% Home Repair Loans

The Detroit 0% Home Repair Loans Program offers 0% interest loans from $5,000 to $25,000 to help Detroit homeowners invest in and repair their homes – promoting public health and safety, increasing property values and helping residents secure and maintain homeowner’s insurance.

For full program information, including homeowner eligibility, visit:

Senior Emergency Home Repair

The City has currently reached its projected funding capacity for this program and as a result is no longer taking applications at this time. Please continue to check back for more updates.

Planning Studies

HRD works with the Planning and Development Department on neighborhood plans and studies. The following plans are currently underway:

Northwest/Grand River

West Vernor

Rosa Parks/Clairmount

Islandview/Greater Villages

Housing Resources

The Detroit Land Bank Authority has a summary of available financial resources, such as down payment assistance and rehabilitation loans.

If you are at risk of losing your home to tax foreclosure, review these steps you can take.


The Michigan State Housing Development Authority can help you find rental housing affordable to your family.


A summary of potential incentives available to new or current homeowners is available here.


Are you homeless or seeking help to avoid becoming homeless?
Please call the Coordinated Assessment Call Center at (313) 305-0311. Follow the prompts to be connected to appropriate services.
If you are seeking help with utilities, please visit Wayne Metro Community Action Agency or The Heat and Warmth Fund.


Bridging Neighborhoods

When Canada and the United States began discussions on creating a new bridge that would start in the Delray neighborhood in Southwest Detroit, the residents in the area began to organize to advocate for benefits. After more than a decade of uncertainty and government transition in Detroit and Canada, the city of Detroit took the community’s requests to Canada and the State of Michigan and the result was a $45 million deal for the residents of Delray.

A huge part of the deal is giving residents in Delray, who have not been bought out by eminent domain, the option to relocate to another part of Detroit. The deal also provides for renovation upgrades to some resident homes due to their proximity to the bridge, health monitoring, as well as job training and placement. The Bridging Neighborhoods Program (BNP) was created to implement the renovation and relocation portion of the deals. Visit the program's website for full program information, including eligibility.